As an employer, you have the opportunity to give your team freedom of choice and enroll exactly the employees who want to be included.

For example, you can offer an investment plan as an alternative to a sports benefit. Around 40% of employees don't want to use the sports allowance, and for some it will expire - but it would probably be nicer if the money would grow for the employee.

Or would you like to reward your key employees? You can use the investment plan to boost their motivation.