Using the Estonian investment account (investeerimiskonto) system, a private person can defer their income tax liability arising from income from financial assets until such income is used for other purposes.

Grünfin is compatible with the investment account system. This means you are able to invest in Grünfin via deposits from your investment account and defer tax liability until income from these investments is used for other purposes than investing – similar to other investment products.

Using your investment account, you can choose to reinvest your profits from Grünfin without becoming liable for income tax.


  • Payments into your portfolio by third parties (someone other than yourself, e.g. friends or family) should be declared as payments into the investment account.

  • Income tax on payments into your portfolio by Grünfin (e.g. referral bonus or other rewards) are covered by Grünfin.

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